Privacy-first · Local-first · No account

Scan the bill.
Split it fair.
Settle in seconds.

A privacy-first bill splitter for iOS and Android. Point your camera at the receipt, divide equally or by weight, host a live room when the table's big — then hand off to Venmo, Cash App, Zelle, or PayPal. Local-first by default.

1.4s
OCR
$0
Per-split fee
0
Trackers
9:41

Tonight · party of 4

The Drift, Burlington

total scanned

$0.00
split equally · 4 ways$28.38 ea
$28.38
$28.38
$28.38
$28.38
Bari$0.00
Maya$0.00
Owen$0.00
Sasha$0.00
Ready to sendVenmo · Cash · Zelle · PayPal
BurlingtonThe Drift$113.504-way$28.38 ea
BrooklynSunday Brunch$87.003-way$29.00 ea
NashvilleBachelorette dinner$642.008-way$80.25 ea
StoweLake-house groceries$218.406-way$36.40 ea
CambridgeRamen Friday$64.252-way$32.13 ea
BoulderClimbing trip$412.605-way$82.52 ea
AustinOffice lunch$138.007-way$19.71 ea
PortlandBirthday tasting$295.004-way$73.75 ea
BurlingtonThe Drift$113.504-way$28.38 ea
BrooklynSunday Brunch$87.003-way$29.00 ea
NashvilleBachelorette dinner$642.008-way$80.25 ea
StoweLake-house groceries$218.406-way$36.40 ea
CambridgeRamen Friday$64.252-way$32.13 ea
BoulderClimbing trip$412.605-way$82.52 ea
AustinOffice lunch$138.007-way$19.71 ea
PortlandBirthday tasting$295.004-way$73.75 ea
BurlingtonThe Drift$113.504-way$28.38 ea
BrooklynSunday Brunch$87.003-way$29.00 ea
NashvilleBachelorette dinner$642.008-way$80.25 ea
StoweLake-house groceries$218.406-way$36.40 ea
CambridgeRamen Friday$64.252-way$32.13 ea
BoulderClimbing trip$412.605-way$82.52 ea
AustinOffice lunch$138.007-way$19.71 ea
PortlandBirthday tasting$295.004-way$73.75 ea
BurlingtonThe Drift$113.504-way$28.38 ea
BrooklynSunday Brunch$87.003-way$29.00 ea
NashvilleBachelorette dinner$642.008-way$80.25 ea
StoweLake-house groceries$218.406-way$36.40 ea
CambridgeRamen Friday$64.252-way$32.13 ea
BoulderClimbing trip$412.605-way$82.52 ea
AustinOffice lunch$138.007-way$19.71 ea
PortlandBirthday tasting$295.004-way$73.75 ea

Features · 06

Everything the bill needs.
Nothing you didn't consent to.

Designed around six things real groups actually do at the table — scan, weight, sync, repeat, find a friend, lock it down. No social graph, no leaderboard, no surveillance loop pretending it's engagement.

01
OCR · 98%

Scan, don't type

OCR pulls items, totals, tip and tax in about a second. Edit before you split — names, prices, who-had-what.

02
BariMayaOwenSasha

Equal or weighted

Per-item, per-weight, or flat equal — with rounding modes that always reconcile.

03
HOSTROOM 7K3M

Live rooms

Host at the table. Friends join by 4-letter code, claim their items, confirm before settle.

04
SPLIT WITHMaya · Owen · Sashalast: $24.30 · 2 days agoSplit againOpen in Venmo

Repeat splits

Pin a recurring split or a friend to your home screen. Reopen, tweak, hand off.

05
@maya+ Add friendOR SCAN ←

Friends, no server

Add by handle, contact, or QR. Privacy tiers keep your numbers private by default.

06
ON-DEVICEhistorydrafts · prefsCLOUD (OPT-IN)live roomsfriend graphpush tokensforget-me · 1 tap

Yours, not ours

Bill history lives on your device. The cloud only holds what you opted into — live rooms, friends, push tokens. Tap forget-me to wipe both.

Live rooms

The whole table, on the same bill.

Host a room with a four-letter code. Friends drop in from their own phones, claim the things they ate, adjust their share, and confirm. The host watches everyone's state in real time and settles once it adds up.

  • 01

    Host taps Live, gets a code

    Code lasts as long as the meal. Auto-abandoned after 24 hours of inactivity.

  • 02

    Everyone joins from their phone

    No account, no install dance — join by code or QR. Anonymous guests are fine.

  • 03

    Each person claims their items

    Tap to claim. Adjust your share. The host sees everything.

  • 04

    Host settles when it reconciles

    Hand off to Venmo, Cash App, Zelle, or PayPal — the room writes the request for you.

Room 7K3M
host: Bari
B

Barihost

claimed

$32.40
M

Maya

adjusting…

$18.20
O

Owen

claimed

$26.80
S

Sasha

joined

$36.10
Total claimed · 3 of 4$113.50 / $113.50

What we built · what we didn't

0

fees

ever — per split, per scan, per send

0

trackers

no Mixpanel, Amplitude, Segment, Replay

0

ads

subscription-funded, not surveillance-funded

splits

free tier never caps the basic flow

Funded by an optional Pro subscription. That's it. Your receipts are not the product.

Honest comparison

We're not the only
way to split a bill.
We're the one that doesn't watch.

Compared by the things real groups actually trip on at the table — not feature-list theatre. Honest yes / partial / no, based on each app's 2025 product page and policies.

Feature
Split & Pay
Splitwise
Venmo
Tab

Free of per-split fees

no take-rate on splits or settle

No account required

skip sign-up; anonymous by default

Receipt OCR

scan-the-check item extraction

Spotlight

Equal or weighted, with rounding

split flat or by weight; rounding modes (off / nearest $1 / nearest $5) so totals always reconcile

↗ Tap equal · weighted in the app header to redistribute.

9:41

Tonight · party of 4

The Drift, Burlington

total scanned

$0.00
split equally · 4 ways$28.38 ea
$28.38
$28.38
$28.38
$28.38
Bari$0.00
Maya$0.00
Owen$0.00
Sasha$0.00
Ready to sendVenmo · Cash · Zelle · PayPal

How others stack up

Splitwiseweighted is Pro-only partial
Venmonot a split tool no
Tabequal-only at table no

Live rooms at the table

everyone joins, claims, confirms

Hand-off to Venmo / Cash / Zelle / PayPal

deep-link the request, pre-filled

No analytics SDK

no Mixpanel, Amplitude, Segment, Replay

Local-first history

your bills live on your device

Open payment apps you already use

doesn't lock you to one rail

✱ “partial” means the app technically supports it but with caveats — paywalled, account-locked, or single-app only.

Hand off, don't hold

We do the math.
You keep your money.

Split & Pay never custody-holds your funds. When the bill reconciles, the app deep-links each request straight into the payment app you and your friend already use — pre-filled with the amount, note, and recipient handle.

Zero per-split fees, ever.

Venmo

deep-link · pre-filled

Cash App

deep-link · pre-filled

Zelle

deep-link · pre-filled

PayPal

deep-link · pre-filled

& whatever your bank's app supports

Beta voices

The people who already
stopped owing each other.

From the closed beta. Names & cities are real, lightly edited for length. Want to be one of these blurbs? Email me.

We did a 14-person rehearsal dinner. Live room, 11 minutes, zero spreadsheet — first time that's ever happened in our friend group.

Mira K.

Sound engineer · Brooklyn, NY

I run the climbing trip every fall. Splitwise made me create accounts for friends who refuse to install another app. Split & Pay just works — they scan a QR, claim what they ate, done.

Daniel R.

Trip captain · Boulder, CO

The privacy story is what got me. I read the policy line-by-line. It's actually shorter than the receipt I scanned to test it.

Aiyana T.

Security engineer · Burlington, VT

Privacy, by construction

Three principles we won't compromise.

Read our privacy policy

01

Local-first by default

Bill history, preferences, and known people live on your device. Cross-device sync is opt-in via your private cloud document — no shared collection, no public profile.

02

No analytics SDK

No Mixpanel, Amplitude, Segment, Firebase Analytics, or session-replay tooling. The only telemetry is an optional anonymous daily ping (off by default) carrying app version and platform.

03

No data sold

Funded entirely by the optional Pro subscription. Your receipts, contacts, and split history are not products.

Pricing

Free to use. Pro is optional.

The full bill-splitting flow is free forever. Pro removes the receipt-scan cap, lengthens history, and adds the repeat-split widget. Funded entirely by the optional subscription — no ads, no data sold.

Free

$0

forever

  • Manual entry & weighted splits
  • Live rooms with up to 8 people
  • Friends, QR add, payment hand-off
  • Local-first bill history (last 30 days)
  • All four payment-app deep links
Get the free app
Pro

Pro

$2.99/mo

or $24/yr · cancel anytime

  • Unlimited receipt scans
  • Unlimited bill history
  • Repeat-split home-screen widget
  • Priority OCR & live-room servers
  • No upgrade banner
Try Pro free for 7 days

Honest answers

Questions a thoughtful
person actually asks.

Bill drafts, history, preferences, known people, and recently copied payment handles all live on your device. The only things written server-side are the ones you opt into by tapping a feature: anonymous sign-in, claimed handle/payment IDs, friend graph, live-room state, push tokens, and (Pro only) cross-device history sync.
No. The full local flow — scan, split equally or by weight, hand off to a payment app — works without sign-up. An account only matters if you want friends, live rooms, push notifications, or cross-device sync. Even then it's an anonymous Firebase identity by default; linking Apple Sign-In is optional.
Optional Pro subscription — $2.99/mo or $24/yr. Pro lifts the receipt-scan cap, removes the history limit, and adds the repeat-split widget. The free tier is genuinely useful, not a teaser. We don't sell data and never will; that's in the privacy policy as a binding statement, not a marketing line.
The image is sent to a Cloud Function we run, forwarded to Google Cloud Vision for OCR, and discarded the moment the line items come back. We don't keep a copy. The recognized text lands on your device for editing — that's where it lives.
Yes, kind of. Anyone in the room can join via a 4-letter code or QR link from a web fallback page that handles the claim flow. To send the actual payment request through Venmo/Cash App/Zelle/PayPal, the receiver still needs the corresponding payment app — but Split & Pay itself is optional for guests.
We process under contract for the App and Pro, legitimate interests for security and live-room abuse-prevention, and consentfor camera, contacts, location, and push permissions. Settings → Privacy → “Forget me” deletes your cloud profile, friends, devices, and pending requests in one tap. Full breakdown in the privacy policy.

Still have a question? rbtaskiran@gmail.com — I read every one and reply within a day.

Get Split & Pay

Scan, split, settle — without giving up your data.

Free to download. iOS & Android coming soon.

Launching soon · v1.0.0